2330 West Joppa Road, Suite 107, Lutherville, MD 21093
Phone: 410-321-6103 Toll Free: 877-321-6100  Fax: 410-321-5885
Email: bpaff@IntegratedBenefitsCorp.com

Robert M. Paff and Jay Wilen are Registered Representatives of and offer securities products and services offered through Park Avenue Securities, LLC (PAS), 954 Ridgebrook Road, Suite 300, Sparks, MD 21152, (410) 828-5400. Integrated Benefits Corporation is not an affiliate or subsidiary of PAS. The Registered Representatives are securities licensed in AL, AZ, AR, CA, CO, CT, DE, FL, GA, LA, MD, MI, MS, MT, NJ, NV, NY, NC, OH, OR, PA, RI, SC, TN, TX, VA, WA, DC, and the material is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside those specified states. The associates of Integrated Benefits Corporation are not licensed to sell insurance in all 50 states. To find out if an agent is licensed in your state, please contact IBC at 410-321-6103.

PAS is a member of FINRA/SIPC.

Neither Guardian, nor its subsidiaries, agents or employees provide tax or legal advice. You should consult your tax or legal advisor regarding your individual situation.

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